Does a dog’s breed affect pet insurance coverage and cost?
Absolutely. A dog’s breed will be taken into consideration by a pet insurance company prior to quoting your premium. This is because life expectancies and other factors vary tremendously from breed to breed. Some breeds are robust, while others are prone to hereditary health problems. This will be considered when creating a pet health insurance plan for you dog.
Is dog insurance more expensive for pure breeds?
Yes. You can almost always anticipate paying higher premiums for purebreds than mixed breeds. This is because a purebred animal is more likely to be at risk for generic conditions and diseases that insurance companies have determined breed specific.
Is dog insurance cheaper for mixed breeds?
Yes. In general, dog insurance premiums are lower for mixed breeds. This is because a mixed breed dog is less likely to develop genetic conditions that are specific to certain breeds. However, they can also have their own unique health conditions and problems. For that reason, sometimes, the cost of insuring a mixed breed can be case by case and may not always be significantly lower than the cost of insuring a pure breed.